Always Ethical
7 articles tagged “Always Ethical”
KiwiSaver Changes for Halal Savers: 3.5% Default Rate and Halved Top-Up (2026)
From 1 April 2026 the default KiwiSaver rate is 3.5%, rising to 4% in 2028, and the government contribution is halved to $260.72. What the changes mean for members of AE KiwiSaver, New Zealand's only Shariah-screened scheme.
AE KiwiSaver vs AE Investor (2026): Which Always-Ethical Fund Fits You
Same manager, same Strict Ethical Mandate, same US share portfolio, two wrappers. Fees, liquidity, contributions, tax and purification from the May 2026 PDSs, then a decision by goal.
How to Switch KiwiSaver to a Halal Fund (2026): AE KiwiSaver Step by Step
The mechanics of moving your KiwiSaver to the Always-Ethical AE KiwiSaver Plan: the join form, the 10-day transfer, choosing your PIR, what happens to employer and government money, and purifying the old balance.
AE Investor Review (2026): NZ's Only Halal Managed Fund, Without the Cheerleading
AE Investor costs about 3.29% a year all-in and returned 3.14% per annum over the five years to April 2026. It is also the most transparent halal fund we cover. Both facts matter.
The 30-Year Math on NZ's Only Halal KiwiSaver Fees
At the same gross return, a 3.33% fee turns roughly NZD 535,700 into NZD 322,200 over 30 years. The honest question is what you are buying with the difference.
From Amanah to Always-Ethical: The Full History Behind NZ's Halal KiwiSaver
The company behind New Zealand's only halal KiwiSaver once sued its own regulator. The full story, from 2013 incorporation to the 2021 rebrand, told straight.
Halal KiwiSaver in New Zealand (2026): One Option, Honestly Reviewed
New Zealand's only halal KiwiSaver costs roughly ten times the market average and returned 8.48% a year over the last decade net of those fees. Both facts belong in the same sentence.