Fiqh
10 articles tagged “Fiqh”
Are Credit Cards Halal? An Honest Answer for NZ Muslims (2026)
New Zealand has no Islamic credit card, and the mainstream ones run on interest. The fiqh of holding, using and paying them, and the alternatives that work here.
Is the NZ Student Loan Halal? The Interest-Free Question Answered (2026)
New Zealand's student loan charges no interest while you live in the country, which makes it a rare fiqh case. Where it is clean, where it turns, and the plan.
Is Afterpay Halal? Buy Now Pay Later for NZ Muslims (2026)
BNPL is part of Kiwi checkout culture, and its free instalments look Islam-friendly at first glance. Where the fiqh actually lands, and the rules that keep it clean.
Is Crypto Halal? A New Zealand Muslim's Guide to the Debate (2026)
Kiwi Muslims meet crypto through Sharesies-era investing culture and workplace talk alike. The scholarly cases for and against, the clear red lines, and zakat.
Halal Gold Investing in New Zealand (2026): Rules, Routes and Role
Gold is the classic refuge asset, and Islam trades it under the strictest rules of any commodity. How Kiwi Muslims can buy it cleanly, and what to avoid.
ACC: The State Scheme Quietly Doing Takaful's Job for NZ Muslims
New Zealand is the only market we cover where a compulsory state scheme handles personal injury for everyone, no policy required. That changes the Islamic insurance analysis in real ways.
Are NZ's Zero-Interest Loans Halal? The Fiqh, Honestly
Good Shepherd and Ngā Tāngata lend at exactly zero cost, with capital from BNZ and Kiwibank. Whether bank-sourced free money is clean for a Muslim borrower is a fair question, and it deserves a straight answer.
Is Insurance Haram? The Necessity Framework NZ Muslims Actually Rely On
Classical scholarship objects to conventional insurance on gharar and riba grounds, and takaful is the designed answer. New Zealand has never had takaful. Here is the framework that fills the gap.
The One-Third Rule: Wasiyyah, Charity and Gifts in Your NZ Islamic Will
Your will can freely direct at most a third of your estate. The rest is spoken for by fixed shares, and the interplay between the two is where most drafting mistakes live.
Do You Owe Zakat on KiwiSaver? The Locked-Funds Debate, Honestly
A NZD 60,000 KiwiSaver balance means NZD 1,500 a year of zakat under one scholarly position and nothing until 65 under another. This is a genuine disagreement, and here are both sides.